Compliance & Disclosures

Alex Khalil is licensed as both a Florida Real Estate Sales Associate and a Mortgage Loan Originator. The disclosures below explain both roles, the companies Alex is affiliated with, and your rights as a consumer.

Important: Dual Role Disclosure

Alex Khalil holds two separate professional licenses and operates in two distinct capacities:

Real Estate Agent

Licensed Florida Real Estate Sales Associate under eXp Realty, LLC. FL License #SL3394887. Regulated by the Florida DBPR.

Mortgage Loan Originator

Licensed MLO under Edge Home Finance, LLC. Personal NMLS #2263609. Company NMLS #891464.

Your rights as a consumer: These are separate and independent services provided by separate companies. You are under no obligation to use Alex for both real estate and mortgage services. You have the right to shop for mortgage financing independently and to select any qualified real estate agent or mortgage lender of your choice.

When Alex serves as both your real estate agent and your mortgage loan originator on the same transaction, this represents a potential conflict of interest. You will be informed of this relationship and will be asked to acknowledge it before any services are rendered.

This disclosure is provided in the spirit of the Real Estate Settlement Procedures Act (RESPA) and applicable Florida statutes governing dual licensees. It is not a substitute for specific written disclosures provided at the time of service.

Real Estate Licensing

Licensee

Alex Khalil

License Type

Florida Real Estate Sales Associate

Florida License #

SL3394887

Issuing Authority

Florida DBPR, Division of Real Estate

Brokerage

eXp Realty, LLC

Brokerage Address

6200 Metrowest Blvd STE 203, Orlando, FL 32835

To verify this real estate license, visit the Florida Department of Business and Professional Regulation (DBPR) license verification portal: myfloridalicense.com.

All real estate services are provided under the supervision of eXp Realty, LLC. This website is for informational purposes and does not constitute a listing agreement, buyer representation agreement, or any other contractual commitment.

Mortgage Licensing & Disclosures

Licensee

Alex Khalil

Personal NMLS ID

2263609

Company

Edge Home Finance, LLC

Company NMLS ID

891464

Company Address

5860 Baker Road, Minnetonka, MN 55345

Verify NMLS Licensing

Alex Khalil (NMLS #2263609) and Edge Home Finance, LLC (NMLS #891464) can be verified through the Nationwide Multistate Licensing System & Registry: nmlsconsumeraccess.org

Not a commitment to lend. All content on this website regarding mortgage products is for general informational purposes only. It does not constitute a loan application, a pre-approval, or a commitment to lend. All mortgage applications are subject to underwriting approval, credit qualification, income verification, appraisal, and property eligibility. Rates, terms, and program availability are subject to change without notice.

State licensing. Mortgage loan origination services are provided in states where Alex Khalil and Edge Home Finance, LLC hold active licenses. Not all products and programs are available in all states. Contact Alex for state-specific availability.

No application fee. Submitting an inquiry form on this website does not constitute a formal loan application. No fees are charged for initial consultations or mortgage inquiries through this site.

Equal Housing Opportunity

Own It With Alex is committed to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity.

As a mortgage loan originator, Alex Khalil and Edge Home Finance, LLC comply with the Fair Housing Act, the Equal Credit Opportunity Act (ECOA), and all applicable federal and state fair lending laws. We do not discriminate against any applicant on a prohibited basis.

If you believe you have been discriminated against, you may file a complaint with the U.S. Department of Housing and Urban Development (HUD) at hud.gov or call 1-800-669-9777.

Privacy Policy

Last Updated: April 3, 2026

Own It With Alex (“we,” “us,” or “our”) is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard the information you provide through this website.

Information We Collect

We collect information you voluntarily submit through our contact and lead forms, including: name, email address, phone number, property address, and financial details related to real estate and mortgage inquiries.

How We Use Your Information

  • To respond to your inquiries and provide the services you requested
  • To contact you regarding real estate or mortgage services
  • To comply with applicable legal and regulatory obligations
  • To improve our website and communication with clients

Information Sharing

We do not sell or rent your personal information to third parties. Information may be shared with Edge Home Finance, LLC and eXp Realty, LLC as necessary to fulfill services you have requested. We may disclose information when required by law or regulation.

Data Security

We implement reasonable administrative, technical, and physical security measures. However, no transmission over the Internet is 100% secure.

Contact

For privacy questions: alex@ownitwithalex.com

Terms of Use

Last Updated: April 3, 2026

By accessing ownitwithalex.com (the “Site”), you agree to these Terms of Use.

Use of Site

This Site provides general information about real estate and mortgage services in Florida. It is not a substitute for professional advice specific to your situation. You agree not to use this Site for any unlawful purpose.

No Professional Relationship

Accessing this Site or submitting a contact form does not create an agency relationship, attorney-client relationship, lender-borrower relationship, or any other professional engagement.

Intellectual Property

All content on this Site is the property of Own It With Alex and is protected by applicable copyright and trademark laws.

Disclaimer

Information is provided “as is” without warranty. Real estate and mortgage markets change rapidly; verify all material information independently.

Limitation of Liability

Own It With Alex shall not be liable for any indirect, incidental, or consequential damages arising from use of this Site.

Governing Law

These Terms are governed by the laws of the State of Florida.

SMS Communications

Last Updated: April 2026

Consent to Receive SMS

By submitting any form on ownitwithalex.com, you consent to receive SMS text messages from Own It With Alex (Alex Khalil) at the mobile number you provide. Messages may include follow-up communications related to your inquiry, including information about real estate, mortgage services, and scheduling.

Consent to receive SMS is not a condition of purchase or service.

Message Frequency

Message frequency varies based on your interaction and inquiry type. You may receive up to a few messages per inquiry.

Message & Data Rates

Message and data rates may apply. Charges are determined by your mobile carrier and rate plan. Own It With Alex is not responsible for any fees charged by your carrier.

How to Opt Out

You may opt out of SMS communications at any time by replying STOP to any message you receive. After opting out, you will receive one final confirmation message and no further SMS will be sent.

How to Get Help

Reply HELP to any message for assistance. You may also contact Alex directly at alex@ownitwithalex.com or call 321-353-3373.

Privacy & Data Sharing

Your mobile number and personal information will not be shared with or sold to third parties for marketing purposes. Information collected through SMS opt-in is used solely to respond to your inquiry and facilitate real estate or mortgage services.

Summary: Msg frequency varies · Msg & data rates may apply · Reply STOP to opt out · Reply HELP for help · No personal info shared or sold

SMS service operated by Own It With Alex · ownitwithalex.com · 321-353-3373

Quick Reference — License Numbers

Real Estate

Alex Khalil · FL License SL3394887

eXp Realty, LLC · Orlando, FL

Verify at myfloridalicense.com →

Mortgage

Alex Khalil · NMLS 2263609

Edge Home Finance, LLC · NMLS 891464

Verify at nmlsconsumeraccess.org →

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